A time for giving?
We are all aware of the effect that the Coronavirus pandemic has had on the country’s economy and many of the population’s personal financial stability.  You may have family members or friends who have been affected and want to do all you can to help...

December 16, 2019

"I wish I knew what Diversification was, but I’m too embarrassed to ask"

Published by MoneyWeek in November 2019: "General Election Special: November 2019"


Diversification is the process of dividing your wealth between different investments to avoi...

August 14, 2019

Lasting Powers of Attorney

An insurance policy

Lasting Powers of Attorney are like an insurance policy in that you put them in place whilst you have mental capacity and hope that they never need to be used. However, should a time come when you lose the ability to make yo...

October 1, 2018

[Originally Published by www.saga.co.uk in October 2007]

Heather Bateman had to run the family finances after an accident left her husband in a coma; and thanks to the Court of Protection, three years of pain and misery followed.

I shake as a large white envelope slips t...

April 19, 2018

How tax-efficient gifting can save money on your estate

Gifts are liable for Inheritance Tax (IHT) if you give away more than £325,000 capital in the 7 years before your death and while for some of us this tax charge can be unavoidable, it can be significantly reduced...

March 30, 2017

Article from The Times, published 25 March 2017. Written by Mark Atherton.

Article: "Experts say that a surprising number of people don’t invest their allowance because of confusion about the individual savings account (Isa) rules. We tackle the myths that can hold you...

December 12, 2016

Article from The Financial Times, published 21st July 2016. Written by Claer Barrett.


Repaying your children’s student loan is the ultimate generational false economy

My stepson is a clever old stick. He passed A-level maths at the tender age of 16 and is now at...

August 7, 2016

Article from The Sunday Times Money Section, published Sunday 7th August 2016. Written by Ruth Emery.


"Paying for help at home presents daunting challenges, from toeing the legal line as an employer to sorting out payroll.

Do you require a carer or need to find o...

February 18, 2016

Long term care is not often a subject that most people will consider.

That is, until the point when either you or a loved one are in need. As advances in medicine and improved living standards leads to increased life expectancy, more of us will find ourselves requiring...

October 14, 2015

This government scheme opened on 12th October 2015 and ends on 5th April 2017 allows individuals who are already receiving the state pension, and those who will reach state pension age before 6th April 2016, to buy extra income of between £1 and £25 a week.  The cost d...

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