Our clients

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Clients approach us because they need advice on their finances and to manage their investments. It’s an important part of their lives and requires discretion and trust. Clients welcome our ability to provide them with a framework for future financial security in an uncertain world.

Looking back at what you have achieved for me is close to a miracle. When I first came to you I geniuniely thought my pension was never going to be as good as it eventually turned out to be. Thank you. 

Client since 1982

Montgomery Associates, investment managers Bath, investment management Bath, IFA, near Bath, investment managers chippenham, investment management Chippenham, wealth managers Bath, wealth management Bath, wealth managers chippenham.

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In becoming a client you will join a small group of a few hundred people...

Who are our clients?

 

Our clients are from diverse backgrounds, ranging from those who have recently retired from a long professional career to budding entrepreneurs embarking on a new venture.

 

In effect investing is deferred expenditure - either for yourself or a future generation. Accumulating your wealth and the administration that comes with it doesn't have to be a burden. 

Navy

Admiral

Professor

Engineering Entrepreneur

Composer

Financier

Aircraft engineer

BA Pilot

Web designer

Property

investor

Wildlife

film

producer

Dentist

Veterinary surgeon

Interior

Designer

Farmer

Why choose us?

We are often approached by those who either lack the time to manage their money themselves or choose to leave the admininstration of their finances to others.  Our focus is on building long-term relationships.  The quality of service we provide is at the centre of everything we do, going beyond what clients expect and never forgetting whose money we are investing.

 

Typically a prospective client would have upwards of £250,000 of investable assets.  Where children or close relatives of existing clients are concerned the combined wealth of the family is considered. 

Testimonials
 

Find out how we've helped our clients over the years.

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"During our fifteen-plus years with Montgomery Associates, we have continuously felt, (even though our investments are relatively small), that our interests have always been given priority and the personal touch. We have always felt like valued customers and been offered sound advice on our finances, without any aggressive pressure to comply, so often experienced with other advisers. Thank you to the Montgomery Associates team and here’s to the next fifteen years!"

Client since 1999, self-employed designers

Investments and pension advice

We have continuously felt that our interests have always been given priority and the personal touch

Clients since 1999

"It was quite by chance that I was made aware of the existence of Keith Montgomery Associates when they advised my late mother in law enabling her to maximise her assets and ensure that her final years were passed in comfort. I was so impressed with their expertise that I asked them to take over the management of my assets from another highly reputable adviser. I have never regretted doing so. In fact their services are now benefiting three generations of our family who have now sought advice over the full range of their services. Quite apart from their courteous and friendly service their particular strength is the ability to interpret our needs correctly and to explain the various options in a clear and immediately understandable way."

Client since 1985, Professor - OBE

ISAs, SIPPs, VCTs, Pensions, Life Assurance and estate planning

A proven record of prompt, effective and personalised  financial advice to me and my family over 30 years

Client since 1985

"My wife and I were extremely pleased to receive your letter with the very encouraging statement of account despite the appalling backdrop of economic recession. Your weighting of the global investments was clearly a wise move with strong returns during the current climate. We are thrilled with your handling of our investments."

Client based in Salisbury

Investment portfolio and stocks and shares ISA

Your weighting of the global investments was clearly a wise move with strong returns during the current climate

Client based in Salisbury

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"Since 1993 Keith Montgomery Associates have taken care of the finances of both my husband and me. We have always had great confidence in the advice and services they have provided. Unfortunately my husband died in 2012 but Keith was there to guide and provide me with the support I needed at that time. They care about their clients, particularly me."

Client since 1993

Investments and Financial Advice

We have always had great confidence in the advice and services they have provided

Client since 1993

I appreciate that you have been a great help to my parents in managing their investments and I hope you will continue to be a source of sage advice to my sister

Second generation of clients

Stocks & shares ISAs and portfolios

I would certainly recommend your services to both friends and family.

New client since 2013

Retired, Oxford

"I have received very good treatment from all at KMA.  Most importantly, you are sensitive to a client’s ethos and expectations. Good advice, but no forcing of the way you think things ought to be done.  I would certainly recommend your services to both friends and family."

Client since 2013

Consolidation of Investments

They have taken great care to get to know me as a client.

Client since 2010

Aged 29, Psychologist, Scotland

“I have held investments with Montgomery Associates for five years. During this period, they have taken great care to get to know me as a client and my needs in terms of investment performance. These have changed considerably over time, but have always been responded to quickly and I have benefited greatly from the advice that has been offered. I have always been kept up to date with developments, and been confident in their ability to manage the investments to provide me with security and meet my immediate aims.”

Client since 2010

Aged 29, Psychologist at the NHS, Scotland

Investments and financial advice

My parents and grandparents have entrusted their investments to KMA

Client since 2012

Aged 38, Engineer, Canada

“Both my parents and grandparents have entrusted their investments to KMA for over 45 years and, following my emigration to Canada 8 years ago, I did the same. I have been kept informed of my investment status at regular intervals and the KMA team have always been very responsive to any of my email requests including some specific requirements to enable my tax reporting in Canada. From the beginning I have felt like a valued customer and am pleased to report my investments have had a healthy and profitable growth with KMA."

August 2020

Client since 2012, Geotechnical Engineer, 3rd generation of client family

What to expect as a client
 

We aim to provide a consistent high quality service to all of our clients regardless of the size of their investment. 

 

Clients of ours can expect to call our office at any time and be sure that they will hear a familiar voice at the end of the line; someone who knows them well and understands their financial arrangements inside out.

We believe you shouldn't have to pay each time you visit your Investment Adviser. Face to face meetings are part of the service and can be as frequent as you like. We encourage all of our clients to visit our office and in doing so our attention and time is focussed solely on managing our clients' money.

Meetings

An investment report is sent to you annually by post. Depending on the accounts you have with us, you may also receive quarterly reports via our online Client Portal.  Annual reports include economic and market commentary tailored to you and relevant to the investments you hold. Reports are split into a high level summary of your investments plus a more detailed review of your holdings.

Reports

In between reports, we are proactive in our research activity - continuously monitoring individual client holdings and assessing wider investment strategies. We believe in long term investment and our investment committee are routinely looking at new ideas in advance of meeting more formally every three months.

Activity
Like minded

In becoming a client you will join a small group of a few hundred people who have benefitted from our services over the last 40 years. We don't advertise and nearly all of our clients originate from an introduction from an existing client.

Income vs expenditure

Surprisingly, we have found that clients often overlook this subject. For those who require an income from their investments we firstly consider their annual expenses in detail. Often a thorough analysis of one's expenditure can raise opportunities for inheritance tax planning as well.

Wealth Summary

When considering your wider estate either for inheritance purposes or when considering a form of financial protection, we draw up a thorough summary of all assets and liabilities. Included in the summary are items such as property, cash, investments, income and liabilities. 

Montgomery Associates, investment managers Bath, investment management Bath, IFA, near Bath, investment managers chippenham, investment management Chippenham, wealth managers Bath, wealth management Bath, wealth managers chippenham.
Montgomery Associates, investment managers Bath, investment management Bath, IFA, near Bath, investment managers chippenham, investment management Chippenham, wealth managers Bath, wealth management Bath, wealth managers chippenham.

"Most importantly, you are sensitive to a client’s ethos and expectations"

Client since 2013